Dealing with Insurance Claim

[maxfax]

Get checked out.... You may feel fine, you may be fine, but at the least it is documented in case something should come up down the line....   Their insurance company shoudl pick up that tab...

Document every gee darned thing that has anything to do with your car, you, and the insurance company.. If they call just to say "Hi" DOCUMENT IT!  It's sort of a pain but it'll cover your butt..

I know rules vary wildly from state to state so you may need to read up on some of that.. Have they had THEIR adjuster look at the car within six business days of the accident? If not there's a slip up on their part..

There a matter of where the car is at..  If it is on your property and they insist on writing is off, the owe you storage from the day of the accident till the car leaves.. Generally you can offer to forget the storage fees (on average $25/day)in turn for keeping the car..

Another thing to keep in mind is filing complaint's against the company..  THe Better Business Bureau is a good one to start..  Your state's attorney general, or insurance dept (whichever you have) is the best..

In PA when a company goes to renew it's liscense to sell insurance in this state all complaints are reviewed in the renewal process.. Insurance companies don;t want any complaints as far as this go, let alone unresolved ones... Just had a go round similar to your's over my niece's crunched 300SD..  10 days after filing the complaint (typical time period for it to be processed) it was resolved with satisfactory results...

Good luck!

[stupidsongs2]

I had a similar experience just last month. Some kid pulled out in front of me and I t-boned him. He had Direct General Insurance, and they offered me $500 to total my 81' Rabbit that I paid $1800 in March of this year. They are saying the car is worth $2200, however, it supposedly has $1700 in "pre-existing damage" that are a total of a few rust spots on the doors and the spare tire well.

Best of luck to you, I'll let you know if i find the silver bullet.

[kane66]

I don't know what I did right but the insurance company called to day and said they would total it out for 2575  , and sell it back to me for for 275 so I'll come out with 2300.  . which is 100 more than I asked. I guess all insurance companies aren't crooks  .

[catlin_cava]

Thats great lol

[Syncroincity]

I don't know what I did right but the insurance company called to day and said they would total it out for 2575  , and sell it back to me for for 275 so I'll come out with 2300.  . which is 100 more than I asked. I guess all insurance companies aren't crooks  .

No, they are... you just have to grind them down. NEVER cash the first check they send!! Congrats on the settlement!
Back in school in Daytona I lost a '73 VW Thing I had just purchased for $4500 (30K original miles, flawless) in a crash caused by a Brit driving a Hertz rental...They gave me $1250 for the car. Next time, I WILL be getting hurt. All my buddies riding with me got their college education paid for by my insurance co... I got to ride a bicycle for 3 months.