my insurance was just under a grand a year in Ontario and I moved down to BC 6 months ago and it went to $1400/yr EXACT SAME COVERAGE, Same car - I drove it down. actually I tacked on renters insurance in Ontario it added something like 30/mth here in Surrey BC it's 240/mth :shock: absolutly insane ! the ICBC agent said that BC stands for Bring Cash. apparently the pastime here is auto theft, they do have the "bait car' program here, theres a link to see videos of theives in action baitcar.com , it's pathetic how easily they get away and lighty charged